Regulatory Overview
Understanding the complex regulatory landscape of moving insurance across jurisdictions.
Federal Motor Carrier Safety Administration (FMCSA)
Interstate Requirements
- Mandatory Released Value option (60¢/lb)
- Full Value Protection (FVP) offering required
- Clear disclosure obligations
- Written valuation requirements
Documentation Standards
- Inventory requirements
- Value declaration process
- Claims procedures
- Customer communication rules
Key State Requirements
California
- Max Released Value rates
- Valuation documentation
- Consumer protection rules
- Digital record requirements
New York
- Specific liability limits
- Insurance disclosures
- Storage regulations
- Claims timeframes
Texas
- Value declaration rules
- Coverage minimums
- Documentation standards
- Digital compliance
Documentation Requirements
Pre-Move
- Value declaration forms
- Coverage option disclosure
- Rate calculations
- Customer acknowledgment
Post-Move
- Delivery condition records
- Claims documentation
- Resolution tracking
- Record retention
Digital Documentation Standards
Evidence Requirements
- Time-stamped records
- Digital signatures
- Secure storage
- Access controls
Data Protection
- Privacy compliance
- Encryption standards
- Retention policies
- Access logging
Audit Trail
- Change tracking
- Version control
- Activity logging
- Compliance reporting
How ProofPack Ensures Compliance
Automated Documentation
- Time-stamped inventory capture
- Value documentation
- Digital acknowledgments
- Secure record keeping
Regulatory Alignment
- FMCSA-compliant disclosures
- State-specific requirements
- Digital compliance standards
- Audit-ready records